That's not bad, it's definitely doable with proper financial planning etc
Does that account for buying some girl to force to want you?
Yes or multiple hookers a week
1 milly USD with a 4% safe withdrawal rate = 40k usd a year, this goes up since your remaining funds will continue to compound.
this equals 3.3k usd a month or 109,890.00 thai baht.
7-8k baht for a pretty decent apartment, add another 2k for utilities.
15k for food, few nice restaurants each week etc.
3k baht for transport
10k baht for anything i missed?
35k baht for afford you a good standard of living.
with the rest at around 1k baht per short time (less if you build contacts) with a hooker you could fuck 2-3 hookers a day each month for the rest of your life lol
in the Philippines you'd live even better imo but i haven't been.
the minimum wage in thailand is around 15k thai baht a month so you can see how you can live a good life.