Serious Impossible to get a mortgage loan here in Sweden as a singel person

[thewageslave]

I don't know how it works in other countries but I can only talk about how the situation is here in Sweden. We have a big housing shortage here which means that the price for a house is very high. Both for condominiums and rented properties. This will first of all impact incels in a very bad way.

The minimum price for a non-rent apartment (condominium) is about 2 million SEK (230.000 USD). In order to get an apartment valued 2 million SEK you need to have an earning / month that is enough in order to get that loan.

For example, the average income in Sweden is 25.000 SEK (2900 USD). Let's say I earn 25.000 SEK per month. In a year that equals 300.000 SEK. The banks can offer you a loan that is x 4,5 the annual income. So 300.000 x 4,5 = 1 350 000 SEK which is way below the 2 million SEK that is needed to even get the lowest priced apartment. You have to basically be a high incomer if you want a loan so that you can pay for an apartment that you will own by yourself. The alternative is to pay for a rented apartment and these are extremely expensive, especially if you live within or around a big city. You will have to pay minimum 8000 SEK (900 USD) a month for a shitty apartment that you don't even own by yourself.

So as you all understand the problem is solved for the majority of the people since they are in a relationship/married etc. Together they can merge their incomes and get a loan for at least (600.000 x 4,5) = 2.700.000 SEK (310.000 USD). So for the normies engaged in a relationship there will not be a problem to be granted a mortgage from the bank. But for the incel that is not a high incomer, that lives at home with his parents, but who wants to move out, he will have to pay 40 % of his income after tax for a shitty rented apartment (19.000-8000) = 11.000. So he has 11.000 (1300 USD) to spend and there are probably more bills to pay... I think I will stick with living with my parents instead and escortcel for the money...

 

[EstoniaPill]

Just move out of the city and work from home

 

[Deleted member 36839]

Sweden is one of the worst countries in europe, not only cold country but cold people add that with cucked feminist government and absurd taxes it’s hell for normies let alone incels

 

[thewageslave]

Just move out of the city and work from home

There are no jobs outside the bigger cities. Working from home will not work anymore as Sweden opens up now.

Sweden is one of the worst countries in europe, not only cold country but cold people add that with cucked feminist government and absurd taxes it’s hell for normies let alone incels

I have always said that Swedish incels are the most doomed incels.

 

[BummerDrummerOG]

Are you white

 

[thewageslave]

Are you white

sandnigger

 

[BummerDrummerOG]

sandnigger

ok say ur brown and u will get free money

say they are racist

 

[Cope_Time]

ok say ur brown and u will get free money

say they are racist

do that op
threaten them by posting shit on twitter

 

[PPEcel]

homeownership in any major city is impossible without a little help from the bank of mom and dad

on that note, manlets and ethnics should be immune from inheritance taxation

 

[curryboy420]

This is obvious for any richer country, the only way to get up the social ladder is find a partner to split costs and double income with. Shit is fucked. My only choice is a council house in a shitty chav estate and hang off the government teat forever

 

[thewageslave]

homeownership in any major city is impossible without a little help from the bank of mom and dad

on that note, manlets and ethnics should be immune from inheritance taxation

The inheritance taxation was actually abolished by Swedish socialist government back in 2005.

 

[PPEcel]

The inheritance taxation was actually abolished by Swedish socialist government back in 2005.

well, Chads and Stacies should continue to be taxed on their inheritances

 

[andinocel]

Sweden is one of the worst countries in europe, not only cold country but cold people add that with cucked feminist government and absurd taxes it’s hell for normies let alone incels

The only good thing about Sweden is that their government never forced people to lockdown and wear muzzles. I don't care too much that the people are 'cold', I fucking hate extroverts. The rest of is spot on though, I visited Sweden; too cucked for me, I was constantly height mogged, and every foid looked at me as if I were a diseased rat

 

[proudweeb]

I helped get @nihility financed for a mortgage, true story

Was also helping @Yerberito but he basically disappeared