Going for PhD is just suifuel. A lot of the time you're doing it more for status than for money.
Do NOT pursue status. Just easy money. Status is basically worthless unless already Chad, to become even Chaddier of course. Otherwise you should try to min effort/max money, do some Community College in a work program for a decent job out of the gate or something. Don't go into debt at some prestigious University.
Alternatively, go to school for more opportunities for gigs as you leechmaxx with parents. Or, find a way onto NEETbuxx.
There's no point wasting tons of years in school as an Incel. Anything beyond a Bachelor's Degree yields negative returns for men in general. I legit had a professor show us this in an Economics course at the University, so even they admit that a Master's or PhD does not benefit men.