Serious What would you do if someone charged you double?

[Johny.speiz]

One think that happened to me lastly when I was paying with a credit card.

The guy firstly told me that the transaction was rejected after trying to pay it twice with the same card, then I payed with another card.

I didn't recon till I got the statement of account and notice of debt. Both cards where charged the same amount.

This fellow made me pay the double without noticing it to me, inducing me in error, nor trying to contact me to repay back after that while he had all of my details, moreover, and it was a small company.

Talking of the amount, it's about 1'000 USD, so not small, for a service done badly in addition.

What would you personally do in that case?

 

[Insomniac]

Sperg out and start a communist uprising

 

[Michael15651]

 

[Johny.speiz]

Seriously?

 

[Guest2]

Start an incel Revolution

 

[StaroRavager]

 

[NEETAndTidy]

I'd call the cops and have him arrested for theft and fraud

 

[Insomniac]

Seriously?

It’s over for the bourgeoisie

 

[Johny.speiz]

I'd call the cops and have him arrested for theft and fraud

He can say he's not the accountant and didn't noticed it.

Then what?

 

[NEETAndTidy]

He can say he's not the accountant and didn't noticed it.

Then what?

He would know if the card was charged or not.

He knew he charged it twice.

 

[Johny.speiz]

It’s over for the bourgeoisie

Not giving any useful advice. It's over for Incels too, kek.

He would know if the card was charged or not.

He knew he charged it twice.

Saying that he can say he was distracted. Anyway, in Europe the police would most probably tell me to deal with the fellow first, that he could have mistaken, then fill a complaint or report it to the bank, if he's not cooperative. Don't know how it works in the US, though.

So, what's the best way you would deal with it in this reality?

Sperg out and start a communist uprising

Furthermore, what do you understand by this? I don't want the one to be arrested, LOL.
True is I'm so in rage in this moment.

 

[NEETAndTidy]

Not giving any useful advice. It's over for Incels too, kek.

Saying that he can say he was distracted. Anyway, in Europe the police would most probably tell me to deal with the fellow first, that he could have mistaken, then fill a complaint or report it to the bank, if he's not cooperative. Don't know how it works in the US, though.

So, what's the best way you would deal with it in this reality?

Furthermore, what do you understand by this? I don't want the one to be arrested, LOL.
True is I'm so in rage in this moment.

I'd call the cops in reality. In fantasy I'd go rob/beat him

 

[Johny.speiz]

Well, will try to go to the cops. But, I already imagine what the answer would be: go deal with your private problems, then if nothing happen come back, we will send you to a place kilometers away that deals with these problems, wait a few hours, then an inspector will see you, bring your proofs, explain your motivations, fulfill forms, let us investigate, and wait...wait...wait, sometimes even months. I already did that before, for another reason apparent to fraud, stealing and hit and run. The answer came back as a letter, file closed non-places.
At best, I could hope that I'm not the only person to complain about this fellow, then it could possibly be different. They can really try to sniff in, and bring him and his business down if a dozen of persons did complain for the same or apparent reasons.
If not, they will just pretend he was wrong and got lost, and do...well, nothing.

I suppose it's probably different in the US, the cops are more agile and responsive for these matters (?).

The funny thing, at least in many places in Europe, you would definitely go easier to prison if they catch you in the act of shoplifting for less than a 100 USD, than if you "make a wrongful operation" for 100'000 USD with your clients.

As a matter of fact, cops are lazy on many matters tbh (well, not necessarilly in their fault, as it depends on politics and culture, as well). It's also different from country to country and the case, too...

 

[LDARBuddah]

Just C4 to your door no beef no more bro00

 

[Johny.speiz]

Just C4 to your door no beef no more bro00

I don't think I got it clear, lost in translation. I imagine it's a joke.

 

[LDARBuddah]

I don't think I got it clear, lost in translation. I imagine it's a joke.

Its a biggie pun boyo

 

[mybodyisrotting]

Chargeback?

 

[Johny.speiz]

Its a biggie pun boyo

OK, thanks, understand it know boyo.

Chargeback?

Will, probably be the most easier solution. There are therefore two options, imk, either you confront directly the jerk and orders him to give money back, or you pass by the bank and it may take several days if not weeks, wait in the queue, fulfill forms, give all details in writings, with no guarantee it will succeed if the jerk is really a big one (time consuming).

See, the easiest way, imo, but also the most riskier is to go confront directly the guy...and it can degenerate, as I already know him as an asshole. Don't know how he will react to this though, and had to be prepared for every eventuality, being already high inhib and easy to sperg out....

 

[Brahcel]

I am surprised no one said the simplest solution...... dispute one or both charges with the credit card showing them that ubwere charged teice with cipy proofs. You could get both payments back and screw him.

Aka call dispute dept

 

[BKFL]

Go Eat Rice

 

[OverIt]

Make a dispute with your card. Tell them what u said here and file it with then with the proof of charge on the other card.

 

[Johny.speiz]

I am surprised no one said the simplest solution...... dispute one or both charges with the credit card showing them that ubwere charged teice with cipy proofs. You could get both payments back and screw him.

Aka call dispute dept

I mentioned it, still it's time consuming with no guarantee of success. But, chances are quite high imo since I have a bill and receipts.

Btw., nobody mentioned a phone call to the jerk. From my experience, it could be less successful than face to face. But, at least you can know were you're standing or is just bla-bla.

 

[Brahcel]

I mentioned it, still it's time consuming with no guarantee of success. But, chances are quite high imo since I have a bill and receipts.

So u think it was a mistake or on purpose

 

[Johny.speiz]

So u think it was a mistake or on purpose

I believe it was on purpose, since the jerk was very meticulous on dates, e-mails, remembered very well discussions he had weeks before, things he was doing, an last but not least on the amount he required and all the details along. Being that precise and fussy, it's hard to imagine he wouldn't had noticed he was paid twice and signaled it to me. He just provoked a confused situation with the intention of getting away with it. Wouldn't be surprised if I'm not the only "fish". Still it's very hard to prove imk.

What would you do otherwise?

 

[Brahcel]

I believe it was on purpose, since the jerk was very meticulous on dates, e-mails, remembered very well discussions he had weeks before, things he was doing, an last but not least on the amount he required and all the details along. Being that precise and fussy, it's hard to imagine he wouldn't had noticed he was paid twice and signaled it to me. He just provoked a confused situation with the intention of getting away with it. Wouldn't be surprised if I'm not the only "fish". Still it's very hard to prove imk.

What would you do otherwise?

So it was not a business? Just a one (( man)) scam operation?

 

[FinnCel]

Go back there, show them transaction history and demand refund

 

[Sniffles]

I would insult them tbh. Also I would call them out obvi.

 

[acnescarcel]

id say i want my money back if he says no give him a beating

 

[Cuyen]

Sperg out and start a communist uprising

 

[Void]

So it was not a business? Just a one (( man)) scam operation?

Big question here man, if this is a vendor and you performed transaction with paypal or some other service, contact the payment service like right now and they'll most likely take your side and potentially ruin his chances of being in bussiness ever again.

Even if it's some shady shit, if the payment company is half decent then it's going to be cake, if you are doing crypto shit then you're out of luck mate, unless it's transferred through an exchange.

Worked in Risk Management with fraud protection and dealt with cases like these all the time.

 

[Sniffles]

I would say "you charged me double"

 

[Johny.speiz]

So it was not a business? Just a one (( man)) scam operation?

If I was not clear enough in the beginning, it was a small business, and the man that took the payment and which I dealt/discussed with previously happened to be also the owner.