JFL Average goy

[5ft4ropeconnoisseur]

View: https://www.reddit.com/r/CRedit/s/x9M0Xv4x36


Am I completely cooked financially?

Hey everyone,
I’m trying to get an honest reality check on my situation because I feel like I’m drowning in debt.



Here’s my current picture:

Cash / Checking:
• Bank of America: $100
• U.S. Bank: $13
• Capital One: $0
• SoFi: $4
Total cash: ~$118

Credit Cards:
• Bank of America: $8,820
• Barclays: $18,790
• Amex (3 cards): $50,475
• Capital One (4 cards): $51,001
• Chase (personal): $22,150
• Chase (business): $6,378
• U.S. Bank: $2,700
Total credit card debt: ~$160,000+

Loan:
• SoFi personal loan – $16,949 @ 12.66% ($405/mo)

So overall, I have around $177,000 in debt and almost no cash.
I’ve been using my cards to stay afloat and now I’m maxed out almost everywhere.

I’m currently unemployed / on disability income and have been thinking about talking to a bankruptcy attorney. But I wanted to see what the Reddit community thinks — is there any realistic way out other than bankruptcy?

Should I try debt settlement first or just cut my losses and file?

Appreciate any honest feedback.

 

[5ft4ropeconnoisseur]

It’s kinda nice living with your parents just stacking money without having to worry about Jew debt

 

[dreadnaught]

How do you even manage to get this much in debt? Medical bills + rent + car payments? Protip: one way ticket to Turkiye then Rostov ov Don should be cheaper than getting a bankruptcy attorney

 

[4sez]

How do you even manage to get this much in debt? Medical bills + rent + car payments? Protip: one way ticket to Turkiye then Rostov ov Don should be cheaper than getting a bankruptcy attorney

good fifth post, GrAYtile

 

[8CbZA-kHFu6pFgE*]

In moments like these im glad to not be a normie. As an incel you usually have your finances under control because there is barely anything you could spend your money on

 

[Caichan]

the joos fucked u.s. over

 

[Vector2800]

My brother has severe credit card debt like this too. He became a betabuxx for a white roastie with a nigger child. He was too delusional to see that she was using him for his money. He ended up giving her tens of thousands of dollars and she broke up with him after.

 

[endoftheskies]

View: https://www.reddit.com/r/CRedit/s/x9M0Xv4x36


Am I completely cooked financially?

Hey everyone,
I’m trying to get an honest reality check on my situation because I feel like I’m drowning in debt.



Here’s my current picture:

Cash / Checking:
• Bank of America: $100
• U.S. Bank: $13
• Capital One: $0
• SoFi: $4
Total cash: ~$118

Credit Cards:
• Bank of America: $8,820
• Barclays: $18,790
• Amex (3 cards): $50,475
• Capital One (4 cards): $51,001
• Chase (personal): $22,150
• Chase (business): $6,378
• U.S. Bank: $2,700
Total credit card debt: ~$160,000+

Loan:
• SoFi personal loan – $16,949 @ 12.66% ($405/mo)

So overall, I have around $177,000 in debt and almost no cash.
I’ve been using my cards to stay afloat and now I’m maxed out almost everywhere.

I’m currently unemployed / on disability income and have been thinking about talking to a bankruptcy attorney. But I wanted to see what the Reddit community thinks — is there any realistic way out other than bankruptcy?

Should I try debt settlement first or just cut my losses and file?

Appreciate any honest feedback.

how did they acquire so much debt? lmao.

 

[endoftheskies]

the joos fucked u.s. over

agreed

 

[endoftheskies]

My brother has severe credit card debt like this too. He became a betabuxx for a white roastie with a nigger child. He was too delusional to see that she was using him for his money. He ended up giving her tens of thousands of dollars and she broke up with him after.

nothing is worth the risk of inviting an foid into your life.

 

[5ft4ropeconnoisseur]

My brother has severe credit card debt like this too. He became a betabuxx for a white roastie with a nigger child. He was too delusional to see that she was using him for his money. He ended up giving her tens of thousands of dollars and she broke up with him after.

 

[Vector2800]

I haven’t talked to him since it happened. I’m too disappointed in him.