If you have a job and house you have got something. Most men are not 'dominant apes' at the top of the tree. They have a regular job such as a gas service engineer, a tree surgeon and a regular house, yet manage to get a slim / acceptable wife. If you still can't get a woman after that... yeah 100% its your ugly genetics/looks, lack of social proof/circle or shyness. It's more of the former for most of us: genetics/looks.
If your ugly and workcel, your colleagues will be giving you a hard time/shun you, you'll be ignored when attending social events as a lone male. Its this looks-based SHUNNING: that's what truly hurts the incel-looking men, and all the time you ask yourself "is it better if I could claim disability/NEET. Why work when society nothing in return?".