As a Marxist-Rodgerist, I must warn you that financial markets are a scam.
In time, massive finance conglomerates using state of the art AI and supercomputers will grab ownership of most of the securitized goods in the economy.
even if you don't lose it all in the next few market crashes, what you end up with is meagre numbers on a screen.
when you try and use your retirement funds you'll find out you need real people and real goods to sustain your life.
If society keeps importing niggers, doing affirmative action and not producing sufficient numbers of qualified professionals there will be queues for doctors, services, housing shortages etc.
Europeans are beginning to realize this as their public health systems can't keep up with demands and there aren't enough professionals signing up. Good luck trying to use your retirement funds to get your back fixed by niggers from Niger.
In the USA, Boeing is a cautionary tale of what inclusivity and ESG begets. No matter what stock prices and numbers in a screen tell you, in the end you need actual qualified professionals to do stuff.
In a society overrun by feral foids and niggers, "getting your money back" only means you get to spend your money with whores and niggers to acquire goods and services made available by their whorish and niggerish skills.