I cannot conceptualize just how good people have it.
SuicideFuel There are some people who literally have Girlfriends and Mortgages
Nigger wants a mortgage 
You’d slash your balls off for one lolNigger wants a mortgage
Most of our parents have a mortgage, stable job, wife and kids.
Only the ultra wealthy
No. In 2026, you don't own property, the government / bank does.
True. Renting is increasingly more common nowadays.
If you have a mortgage you’re in the class that runs the government as they print money your property value increases
I do NOT want a mortgage. We are getting absolutely fleeced with the current real estate market. I am not going to lock in and pay for a 6% or 7% interest, not on some small mass produced townhouse or run-down shitshack that costs $300k USD that has a 20% or 25% down payment up front plus realtor fees.
It's very unfair. Boomers were paying like 4% in the 50s and 60s and houses were massively cheaper to buy anyways.
If I ever decide to buy a house, which is not likely in the near future, I'm definitely waiting for the market to go down a lot or even crash. I want way lower housing prices and 3% interest rates like we saw in 2021 for a rare and short period of time.
Nigger wants a mortgage
I hate normies and wish war happened and they all died
I hate renting as my landlord is a deadbeat and your landlord can jack up your rent when you renew your lease anytime he wants.
That last statement is totally true
It's like we run on different versions of life, I'll consider myself lucky if I ever manage to hold a job let alone rent a house
Technically you can't own land in America.
Even if you have a mortgage free home, you still have to pay RENT to the government (i.e. property tax -- even HOA for some)
If you don't pay your rent (property tax) your home will be taken away from you.
Admittedly it is better to rent from the government than from private individuals though because it's almost always cheaper
Don’t forget the property taxes you gotta pay in relation to the value of your house, everytime the government says your house is now worth a bajillion dollars, you gotta start paying property tax based on that number they’re giving you even when the market prices haven’t go up that high to be paying thousands of dollars in tax, they always stick to the estimated.
Fixed mortgages + volatile property tax can bankrupt homeowners as fast as you can say evicted.
Yep. I'm better off buying land in some third world country at this point.
Putting yourself into debt by choice is a concept that my brain can't comprehend
Must be some low iq thing I'm too high iq to understand
Must be some low iq thing I'm too high iq to understand
There was recently a real estate crash in my city so there's Condos for only $600-700k. I would absolutely love nothing more than to get a mortgage, that way I become the beneficiery of capital. When the government prints money and causes inflation, the value of your property increases and your forgone expenses decrease. Your debt remains the same while your property ascends, pocketing you profit.
You're just dumb and don't understand finance. Anyone who knows anything about finances and has the privilege of taking out debt, uses it. Zuckerberg bought his properties via mortgage too.
Holy shit please learn economics, there's a reason people use debt. Our system is designed to enrich those are in debt. The Federal Reserve prints money, loans it out to people who buy assets, as they inflate the money supply, those assets appreciate.
A condo for $600k to $700k AFTER a crash is insane. You must live in a big metro area. Even prices where I live are not THAT bad.
You only win the debt game if you're very lucky, or rich enough to begin with and have a comfortable safety mattress.
As a peasant you have no chance to gain anything against the system.
In 2021 my condo was valued at over $1 million
You need to be an aristocrat to get approved for any type of bank debt
yes just pay interest to the banksAnd get more creditcards
max them out
help those bankers. they want a bigger boat.
consume now and pay tripple later
Not in the land of the money printing
Yes you do.Not in the land of the money printing
You actually pay less later when you factor in appreciation. If i borrow $1m to buy a house, and that house is worth $2m in 6 years, I can easily sell it off and pay down the entire debt, with money left over.
And get more creditcards
max them out
help those bankers. they want a bigger boat.
consume now and pay tripple later
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