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Based Is Car Insurance a scam?

InsidiousMerchant

InsidiousMerchant

The heart of a Baghdadi.
Joined
Dec 13, 2023
Posts
4,062
  1. High Premiums and Low Pay-outs.
  2. Profit Motive.
  3. Complex and Confusing Policies.
  4. Claim Denials and Delays.
  5. Mandatory Nature.
  6. Premium Increases Without Claims.
  7. Adjusters and Valuation Issues.
  8. Discounts and Incentives Misleading.
    ______________________________________________

    Conclusion? Scootermaxx
    scooter GIF
 
  1. High Premiums and Low Pay-outs.
  2. Profit Motive.
  3. Complex and Confusing Policies.
  4. Claim Denials and Delays.
  5. Mandatory Nature.
  6. Premium Increases Without Claims.
  7. Adjusters and Valuation Issues.
  8. Discounts and Incentives Misleading.
    ______________________________________________

    Conclusion? Scootermaxx
    scooter GIF
cars in general are fucking stupid. but i had to get my license because its the most efficient way to travel. cars were a fucking mistake. us apes cant be trusted driving around 10000 ton death machines on busy roads. look at all the accidents. i avoid driving as much as i can so i dont get fucking plowed by some retard and become a paraplegic for the rest of my life. FUCK DRIVING. FUCK ROADS. GO BACK TO HORSES OR some shit idk.
 
The worst thing about car insurance is they track how many times you press brakes, use your phone while driving, what time of day you drive, and what weather conditions you drive in and how long and they raise your rates
 
I had 2 parking accidents last year and insurance covered both luckily
 
cars in general are fucking stupid. but i had to get my license because its the most efficient way to travel. cars were a fucking mistake. us apes cant be trusted driving around 10000 ton death machines on busy roads. look at all the accidents. i avoid driving as much as i can so i dont get fucking plowed by some retard and become a paraplegic for the rest of my life. FUCK DRIVING. FUCK ROADS. GO BACK TO HORSES OR some shit idk.
Horse maintenance is a little :feelsstudy:
But if you ever want to go ER (in COD) on a crowd of normies, there's your easy option. :feelsjuice:
 
cars in general are fucking stupid. but i had to get my license because its the most efficient way to travel. cars were a fucking mistake. us apes cant be trusted driving around 10000 ton death machines on busy roads. look at all the accidents. i avoid driving as much as i can so i dont get fucking plowed by some retard and become a paraplegic for the rest of my life. FUCK DRIVING. FUCK ROADS. GO BACK TO HORSES OR some shit idk.
What do you think of bicycles and cyclists?
 
The worst thing about car insurance is they track how many times you press brakes, use your phone while driving, what time of day you drive, and what weather conditions you drive in and how long and they raise your rates
How do they do this?
 
I had 2 parking accidents last year and insurance covered both luckily
You will pay 3500 dollars for your car on top of it's purchase and fuel, inkwell.
 
You will pay 3500 dollars for your car on top of it's purchase and fuel, inkwell.
The damage on my car wasnt severe, it only has some scratches on the side and it lost some color, but nothing dramatical
 
They might do it through the computer in modern cars, but jokes on them, they can’t track the speed of my 1971 Camaro!
It has no computer, no seatbelts, no airbags, no traction control, and it’s carbureted instead of fuel injection. Just pure raw horsepower! No tracking vintage cars
 
It has no computer, no seatbelts, no airbags, no traction control, and it’s carbureted instead of fuel injection. Just pure raw horsepower! No tracking vintage cars
Lmao man, how fast does it go?
 
How do they do this?
How do they wanna prove/check that ?

A lot of them offer “savings plan” when signing up

They advertise it as a way to save money if you don’t use your phone, drive as minimal as possible ONLY during the day and in good weather conditions, and don’t press your brakes often

Which is BS because people have jobs and traffic exists. Just another way they can collect data off you

They track everything through your phone (the app has to be turned on at all times) or having a device installed on your car
 
Last edited:
Lmao man, how fast does it go?
Fastest my dad ever had it was 115 mph and it still could have done more, but he was running out of road. It was always his car until he recently passed away and I inherited it. I never had it for a real speed run yet because it needs new tires because the old ones are 15 years old and dry rotted. Can’t go faster than town driving right now for safety reasons, but as soon as I save up $2,000 its getting new tires and going for a speed run.
 
Fastest my dad ever had it was 115 mph and it still could have done more, but he was running out of road. It was always his car until he recently passed away and I inherited it. I never had it for a real speed run yet because it needs new tires because the old ones are 15 years old and dry rotted. Can’t go faster than town driving right now for safety reasons, but as soon as I save up $2,000 its getting new tires and going for a speed run.
How much, brocell?
 
A lot of them offer “savings plan” when signing up

They advertise it as a way to save money if you don’t use your phone, drive as minimal as possible ONLY during the day and in good weather conditions, and don’t press your brakes often

Which is BS because people have jobs and traffic exists. Just another way they can collect data off you

They track everything through your phone (the app has to be turned on at all times) or having a device installed on your car
Sounds like a British or American thing, this wouldnt be allowed in Germany or EU in general because of data protection laws
 
How much what? It’s got around 500 horsepower if that’s what you’re wondering.
The price, brocell. Lowkey, I might get a car and not pay insurance (in MC).
 
The price, brocell. Lowkey, I might get a car and not pay insurance (in MC).
A car like that cost $18,000 USD back in 2010 when my dad bought it. Nowadays, you won’t find a comparable car for anything less than $25,000 USD. This car came from Arizona (Southern state where cars don’t rust because there are no winters or road salt), so it’s like new almost. Similar classic cars around my state Pennsylvania(state that cars rust like crazy in due to road salt and winter) are all rotted out by now and are in bad shape. I see it all the time on Facebook marketplace where cars like this are being sold at high prices even with lots of rust. Make sure you get one that’s not rusty if you ever buy one
 
Car Insurance is fucking ridiculous nowadays. They are raising everyone's premiums because of inflation and parts and labor is getting more expensive (it's true). They also look at price of other cars insured in your zip code and use that to base some of your premium. So if you live in a nice area where people have nicer cars you will be paying more. Just such bullshit though because I've been using this company since I was 19. Always paid on time. No accidents. And I'm paying more than I ever have!!!!
Bullshit
 

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