Serious Incel trait - you never take loans

[AsiaCel]

I don't get what's the normies obsession with loans. I personally never took any loans other than for schooling.

I guess if you were walking down the road and get your legs cut by an speeding ambulance it makes sense to take loans for the treatment.

But anything else? It seems stupid to get loans for like, a iphone.

Then on some loans there's interest rates, meaning you will have to pay more than when you got the loan according to the inflation which your wages may not always account for

 

[autistspy1]

I don't get what's the normies obsession with loans. I personally never took any loans other than for schooling.

I guess if you were walking down the road and get your legs cut by an speeding ambulance it makes sense to take loans for the treatment.

But anything else? It seems stupid to get loans for like, a iphone.

Then on some loans there's interest rates, meaning you will have to pay more than when you got the loan according to the inflation which your wages may not always account for

yeah seems unthinkable for me. Other than house, car or education.

And even with cars I don't get the need for expensive or fancy cars, like just get a budget one that works well

 

[rcnfive]

if i was ever to be able to afford a home i would def need a mortgage. everything else i can buy cash

 

[quizzity]

what would i take out a loan for lol

 

[Moth]

I don't get what's the normies obsession with loans. I personally never took any loans other than for schooling.

I guess if you were walking down the road and get your legs cut by an speeding ambulance it makes sense to take loans for the treatment.

But anything else? It seems stupid to get loans for like, a iphone.

Then on some loans there's interest rates, meaning you will have to pay more than when you got the loan according to the inflation which your wages may not always account for

Jews the banks control the

 

[Emba]

what would i take out a loan for lol

Ikr?

I'm already alone!

 

[Dollfucker]

I took a loan for a doll before

 

[quizzity]

I took a loan for a doll before

You buy like $5000 dolls, did you tell the loan officer what it was for

 

[La Longue Fourchett]

Hmm you might be onto something.
Taking out a loan is taking on a risk.
If you're very risk-averse, loan would not make sense.

 

[slavcel11]

I don't take loans because I have no normie life goals. Or goals at all, for that matter

 

[Failed Pullout]

I have no ambitions really I can't even get my cock sucked, hard to value yourself when you are completely invisible to the opposite sex.

 

[AsiaCel]

Hmm you might be onto something.
Taking out a loan is taking on a risk.
If you're very risk-averse, loan would not make sense.

Life is a gamble but most people take loans not for something they have a high value of return (if they decide to resell it at all) but for their own enjoy

Like iphobes

 

[Todd Thundercock]

I pay my credit cards down to 1% of its balance before the statement date, then I pay the rest immediately after my statement date.

Normal people pay insane amounts of interest, go into debt, and file bankruptcy.

 

[LeFrenchCel]

Loans make you a slave for banks

 

[Misogynist Vegeta]

Debt is for fools

 

[AtrociousCitizen]

I have no reason to take loans.

 

[Grodd]

I have no reason to take loans.

 

[Ricecel Sungnodius]

Never taking loans unless I have to, loans give me stress.

 

[SmhChan]

I don't get what's the normies obsession with loans.

To please foids.

 

[Dollfucker]

You buy like $5000 dolls, did you tell the loan officer what it was for

I said "big personal purchase"

 

[Retardfuel]

Normies buy apple laptops and get loans because they wageslave in some Chipotle

 

[Sugar Cookie]

Have no reason to take out a loan.

 

[PolnischeKartoffel]

I earn nothing and I have no needs so...

Just being an eternal child, made by circumstances

 

[Sugar Cookie]

I earn nothing and I have no needs so...

Just being an eternal child, made by circumstances

Same man. I’m doing things just for myself at this point.

 

[PolnischeKartoffel]

Same man. I’m doing things just for myself at this point.

I just fell off that rat race, I'm making college but for future, not like these all gen Z(ero) people who have to show their status. Most of them doesn't even try to finish or begin college, just make money as fast as possible (even if the lowest possible salary) and take loans later

Maybe it's late bloomER trait, but I don't want to chase that world and most of normscum (ofc they will never accept me and my weaknesses)

 

[Sir Silentium]

Never taking loans unless I have to, loans give me stress.

Paying back with interest requirements would be constant pressure as well

 

[Sugar Cookie]

I just fell off that rat race, I'm making college but for future, not like these all gen Z(ero) people who have to show their status. Most of them doesn't even try to finish or begin college, just make money as fast as possible (even if the lowest possible salary) and take loans later

Maybe it's late bloomER trait, but I don't want to chase that world and most of normscum (ofc they will never accept me and my weaknesses)

Oh you’re in college? I’m in the opposite boat of you then.

 

[DPRKcel]

You'll have financial freedom if you never own a car, rent in an inexpensive neighborhood and pirate everything

 

[Sugar Cookie]

You'll have financial freedom if you never own a car, rent in an inexpensive neighborhood and pirate everything

But I want to drive so maybe in the future I could treat a girl to a date. I said maybe btw, mods.

 

[DPRKcel]

I could treat a girl to a date.

Women don't care if you have a car, they will like you even if you are a homeless looking bum taking the bus

 

[PolnischeKartoffel]

Oh you’re in college? I’m in the opposite boat of you then.

I have to
I have no job learned, no one in family or parents friends has any businesses, almost all have higher education.

I would feel bad as full time NEET, just like a parasite, now I feel like that seeing and hearing everywhere about "successes" of people born after 2000 - the fastest genERation. I found some article about my country where was written that gen X and Y (millennials) had first job much later than gen Z (23-25 Vs 19-20)

 

[Sugar Cookie]

I have to
I have no job learned, no one in family or parents friends has any businesses, almost all have higher education.

I would feel bad as full time NEET, just like a parasite, now I feel like that seeing and hearing everywhere about "successes" of people born after 2000 - the fastest genERation. I found some article about my country where was written that gen X and Y (millennials) had first job much later than gen Z (23-25 Vs 19-20)

You don’t need to go to college to be successful, but I understand your situation.

 

[Todd Thundercock]

You'll have financial freedom if you never own a car, rent in an inexpensive neighborhood and pirate everything

Truth, and it's possible for lonely men.

 

[Antorian]

Loans, and debt in general, enslaves you