No you don't. You just need some wits and some cash. Half the cost of a PS5 possibly more but depends where you live.
Depends on how much you wanna spend. The market rate around here averages at $250/hr but it could be cheaper where you live for all I know. If it's too cheap it's too good to be true and is likely a scam and if it's true it's probably a crack whore which you don't wanna get involved with. Ignoring the diseases you will likely catch I've read some horror stories where guys show up to these crack whores where their breath smells like a mix of vomit and shit while they're also missing teeth. Personally if that was what was only available I would stay had stayed a virgin.
Thankfully there's plenty of cute women around here. Actually gonna be screwing some Asian whore tomorrow so I'm excited for that. Before I die I intend to screw as many different kinds of pretty women as I can. Now if only I could find one thats hot and does anal. Most escorts don't seem to do anal here sadly but maybe I just need to ask them considering not all escorts advertise everything they offer.