credit cards are gay and retarded

[HO-TEP HONKLER]

just get a credit card bro and build your credit score


bullshit ever since ive had a credit card, my credit score as gone down, not up, even though I pay it off in full every month

 

[Caichan]

It’s luck

 

[FuckYou]

I will never get a credit card.

 

[Paladin]

Never had one and I really don't see the point for a guy like me that barely spends anything to begin with.

 

[nazianime]

Credit is jewish, just like the stock markets. They are made as legal gambling or so you have to incur "monthly interest ₪" to improve your credit score. Literally if you get a shit loan with 20% interest you credit will improve as long as you are paying both the amount paid and interest, if you are just paying the debt off you credit will stay the same.

 

[ImperialArk]

I'm going to chime in and say you are doing something wrong, if you just use credit cards normally and pay it off on time your credit score shouldn't go down, also credit cards (at least the good ones) give good protection from purchase as the payment is usually held at the provider for weeks to a month so if you get scammed you can ask for chargeback

 

[VanGobbel]

debtcels on suiwatch

 

[ImperialArk]

seriously as a wage cuck how the fuck else do you buy cheap shit from Temu

 

[Emba]

Interesting

 

[zd60]

i maxxed out all the cards i got

 

[XtremeMax]

Interesting

 

[XtremeMax]

@Emba hello mr emba

 

[MokaWeed]

I will never get a credit card.

 

[Emba]

@Emba hello mr emba

Hi!