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Blackpill You need to hoard money and invest in anyway possible, and do not give any of it away.

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VirginAutistManlet

VirginAutistManlet

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Dont donate

Dont charity

Dont even give a poorcel on the street $1

Save all of your money

Invest most of it

It doesn't matter how or how much you get, just hoard and invest

There is something in common with all homeless people and poor old men, even if they got money over the decades (even more than you) they didn't hoard it, they didn;t invest, they let other people take control of their spending, like friends, like girlfriends or wifes, or they lost the money through their own hand, such as being too charitable, helping people out, thinking the money will always becoming in for them, buying stupid shit they don't need, over-leveraging themselves thinking they'll easily be able to pay it and earn more again

There is no endgoal to this aside from you avoiding being on the streets, because at the end of the day nobody gives a fuck about you, youre just a isolated male, you must become EXTREMELY selfish right now if you dont want to end up like all these other homeless cucks.

Believe it or not but most of them are not druggies, most of them just fucked up financially, something like 80%+ of homeless are men, and most of them weren't NEETs, they were people with normie jobs and some even well paying. You will find also in the homeless community that they always share resources with each other, because that is the type of person who ends up homeless, a man who is blindly selfless and never selfish, and gets feel good out of being a cuck and giving others his resources, all homeless have this cucky charity towards eachother and many of them even stay homeless because they cant help themselves but to keep giving shit away to their fellow homeless.

There are fake-homeless people, a racket originating from China, they take turns in pretending to be homeless, they make hundreds of dollars per day per person, and they keep the money themselves, but REAL homeless people, any money they get, they SPEND IT straight away, and buy things for other homeless people, if a homeless person really wanted to get out of the situation they could just save all that money they get, take it to bank, bank it, and keep asking people for more money, and eventually they'll have a decent amount of money in the bank, but nope, if they make $200 in a day from random people giving them $1-5 each, they'll just go buy $200 worth of food random junk for their friends, they wont go deposit it in a bank, they wont hoard anything, they'll just keep spending every dollar they come into, they take on the identity as the "cool homeless guy thats so charitable and helps others over himself" meanwhile he sleeps in the cold and on concrete because at the end of the day all the people he helps fuck off and dont give a shit
 
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I agree. I've let go of kindness and selflessness. In the end, they take you no where.

My philosophy right now is to take as much from others, and give nothing back myself.
 
You will still pay taxes.
 
You will still pay taxes.
Not if you use TurboTax! Or h&r block!

The write-off's and deductions for homeless people are cray cray br0!

One year i deducted cardboard!

Sure it's a hassle recording handouts, but you can deduct your begging cup!
 
Dont donate

Dont charity

Dont even give a poorcel on the street $1

Save all of your money

Invest most of it

It doesn't matter how or how much you get, just hoard and invest

There is something in common with all homeless people and poor old men, even if they got money over the decades (even more than you) they didn't hoard it, they didn;t invest, they let other people take control of their spending, like friends, like girlfriends or wifes, or they lost the money through their own hand, such as being too charitable, helping people out, thinking the money will always becoming in for them, buying stupid shit they don't need, over-leveraging themselves thinking they'll easily be able to pay it and earn more again

There is no endgoal to this aside from you avoiding being on the streets, because at the end of the day nobody gives a fuck about you, youre just a isolated male, you must become EXTREMELY selfish right now if you dont want to end up like all these other homeless cucks.

Believe it or not but most of them are not druggies, most of them just fucked up financially, something like 80%+ of homeless are men, and most of them weren't NEETs, they were people with normie jobs and some even well paying. You will find also in the homeless community that they always share resources with each other, because that is the type of person who ends up homeless, a man who is blindly selfless and never selfish, and gets feel good out of being a cuck and giving others his resources, all homeless have this cucky charity towards eachother and many of them even stay homeless because they cant help themselves but to keep giving shit away to their fellow homeless.

There are fake-homeless people, a racket originating from China, they take turns in pretending to be homeless, they make hundreds of dollars per day per person, and they keep the money themselves, but REAL homeless people, any money they get, they SPEND IT straight away, and buy things for other homeless people, if a homeless person really wanted to get out of the situation they could just save all that money they get, take it to bank, bank it, and keep asking people for more money, and eventually they'll have a decent amount of money in the bank, but nope, if they make $200 in a day from random people giving them $1-5 each, they'll just go buy $200 worth of food random junk for their friends, they wont go deposit it in a bank, they wont hoard anything, they'll just keep spending every dollar they come into, they take on the identity as the "cool homeless guy thats so charitable and helps others over himself" meanwhile he sleeps in the cold and on concrete because at the end of the day all the people he helps fuck off and dont give a shit


Great post. I've been saying this forever.

Most homeless guys aren't druggies. A lot aren't even dumb or even ugly. They were just idiots with money and no willpower to be able to plan long term.
 
Working constantly this is one of the few things that make me happy. Faggots throw their money away on females and kids while maybe I can save up enough to afford rural property away from them.
 
I'm gonna rope soon so I should do they opposite and just spend all I have
 
Yup. If it comes down between you and another person, it’s never going to be them even if it’s family/friends/coworkers/bosses/neighbors. All we have is ourselves in this world
 
Imagine working a long time and then just dieing, would that be a great cope?
 
Working constantly this is one of the few things that make me happy. Faggots throw their money away on females and kids while maybe I can save up enough to afford rural property away from them.
Guys who buy houses with the hopes of impressing women baffle me. If I had money for my own house, I'd keep it all for myself.
 
Fuck money
Money are tool of satan
 
Too low iq to invest

You don't have to do anything fancy

Keep 1 or 2 years worth of your living expenses in cash as EMERGENCY FUND. 2 is better than 1. Interest rates are so low now that keeping the cash doesn't hurt you anywhere near as much as it does where the interest rates are high. Term deposits are not giving 4-8% like they use to, term deposits are giving less or barely as much returns as inflation here in my country, and I think its the same all over most places Europe and in the US. Obviously you will be technically losing value on that EMERGENCY FUND, but you can increase your EMERGENCY FUND by 2% every year to keep it up with inflation (What I mean by this is if you're going to complain about your EMERGENCY FUND losing buying power because of inflation every year, you can just counteract this by increasing your living expense emergency fund along side with inflation) You cannot invest every cent properly, nobody can, the emergency fund is there for a reason, so you can live for 2 years without having to worry about anything if your source of income goes to $0, you lose slightly with inflation on this, but at the cost of gaining 2 years worth of peace of mind, every dollar after this can be invested CARE FREE.

Every dollar (after your 1-2 years of emergency fund is built) funnel it into a long term investment account such as a Roth/Vanguard/Superannuation account, or whatever fund you can find in your own country, pick 1, always pick the "balanced" option, my Superannuation account has averaged 9.76% interest returns annually for the last 10, and this Superannuation fund has been around since the early 1980s. With the Superannuation I have after age 60 you can withdraw and you don't pay any tax on it. You want to find a fund that has very low fees, and that also has deal with the government that you dont pay tax on withdrawal after a certain age. Im not sure if you can do this in the US though (in regards to the tax free withdrawal) The compounding interest over the decades is what matters, which is why every dollar after your EMERGENCY FUND, should be invested that way.


What I say here is the only way a single isolated male without a nigger load of money can invest. I don't say to invest in property because the annual return is around 5% for property, yes that doesn't include capital gains, but remember the capital gains aren't guaranteed, and the value could drop, especially in many places in the world where there is property bubbles. Also with property the are still "fees" such as land taxes, property investor taxes, insurance, realtor fees, maintenance of the property, etc, and remember to even become an investor in property you need a big income, and a fuck load of cash, to prove to banks you can actually take a loan to invest in property, you don't need to deal with any of that shit investing with Roth/Vanguard/Superannuation index funds.


I know I am biased but this is 10/10 financial advice for a SINGLE MALE INCEL IN 2019.
 
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with the Superannuation I have after age 60 you can withdraw and you don't pay any tax on it.
Cmon bro do you really think incels will last this long? Most lonely males rope at age of 40-49 (and they are ones who had wives/gfs in the past), there are no point in living this long when you get old.
 
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Cmon bro do you really think incels will last this long? Most lonely males rope at age of 40-49 (and they are ones who had wives/gfs in the past), there are no point in living this long when you get old.

Incels are unironically the mentally strongest people on the planet, 99.9% of normies would have roped long ago in any of our situations.

My brain has been in aloof sleep mode since age 10, and I'm in my early 30s now. I dont see this ever changing, my mind is set in stone now, of course I think about being dead, but thats it, I have no real reason to die, no real reason to live, its just that I dont care, I am not sitting here crying everyday and ever having any serious thoughts of roping, Its never been a serious thought, life itself is a fucking meme, but I have no desire to end it myself, maybe it is the aloof mind of mine that makes me like this. I see real suicidal people as having energetic action oriented thoughts, not just a plain depressed aloofness. I am more so fascinated by the fact I exist after billions of years of existence, but was not given the appropriate biological tools to actually succeed in this existence, it is a meme to me, just thinking about it makes me laugh like joker would.
 
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if you are unemployed here the government pays your rent, homeless people here are usually homeless because their wives kicked them out.
 
I want money but mostly just to travelmax more. If I can travel for 3 years or so, i'll feel good I think. Am limited to poor countries currently.
 
I agree. I've let go of kindness and selflessness. In the end, they take you no where.

My philosophy right now is to take as much from others, and give nothing back myself.
Same. I owe the world nothing if I can't have anything of real value in return. The world/life has no problem rewarding everyone else but not me? Fuck that.
 
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I agree. I've let go of kindness and selflessness. In the end, they take you no where.

My philosophy right now is to take as much from others, and give nothing back myself.

I missed this, but yes, that's exactly right.

Giving and selflessness works the same way as consuming shit does, you feel good in the short term about it, but in the long-term you fucked yourself and you actually suffer in the end.

Even if you were a billionaire, and bought your entire family a Mansion each, they would all stop caring about your huge act of selflessness buying them each a big mansion, because the human brain, like with anything else, has a very limited short memory, and cannot maintain appreciation for anything, hell, in the end, they may even start complaining that you haven't given them enough, considering you're a billionaire, you only spent $100million on houses for us!, you still have like $5 billion!!!!!, haha you're being stingy bro, give us more! (This is an exaggeration, but this unironically does happen to lottery winners who win $100 million, etc) they start giving money away to family and friends and whoever and usually all those relationships die because the people want MORE and MORE, its never enough.

So don't think you can ever win by trying to play some selfless hero who takes care of people and helps people out all the time.

Dont be that fool, you're a single man, nobody is going to take care of you, you're not a woman, you can't just go to plan B and get one of your many people on a waiting list to betabux for you, all you'll ever have is yourself and thats it.

Just remember that humans cannot appreciate for longer than a short period of time, any selfless acts you do will be forgotten and ended after 2 weeks at best, this is how humans are, we're animals after all, the only difference is that we use our highly developed brains to develop social structures that tell us that we should appreciate, but I can tell you that is unnatural for the human existence, because I can tell you now, if it was natural, people wouldn't forget and stop feeling appreciation after 2 weeks. But even our socially constructed idea of appreciation barely lasts long. The natural state of a human is extreme selfishness and GREED, EXTREME. Extreme GREED and EXTREME SELFISHNESS.

But its neither a good or evil thing, you think it is evil if it works against you, but you think it is good if it works for you, you're conditioned to believe its good for you if its benefit you, and evil if it is not benefiting you. Watch how people change their tone about greed or money the moment theyre benefiting from the greed and selfishness.

FYI: This is HIGHLY RELATED to why just COMMUNISM doesn't work in the long-run. You need greedy and selfish people building wealth and saving and investing for anything to fucking HAPPEN. Communism is where no-one is hoarding, no one is being greedy, everyone is being nice and selfless to each other, NOBODY CAN GET ANYWHERE, NOBODY CAN BUILD ANYTHING, NOBODY CAN INVEST INTO A
NYTHING, then in the long run everything runs out.


The only kind of SOCIALIST programs should be is for people with disabilities, incel, autistic, and the old fucks pensions, etc, using taxes for those who actually need it is fine, to keep people from ERing or causing other troubles. But the normie bulk of the population and economy of the nation needs to be greedy and selfish for shit to build. States in Northern Europe and state like Australia have a good balance of Capitalism and Socialism. You want about 70-30. Too much socialism is bad, but too much capitalism is also bad. The problem with the US is the lack of safety net for people with disabilities, autism, incels, etc, in places like Australia there are safety nets for people like that. A Socialist country does not have safety nets because it does not have enough (or any) capitalism to be able to build the appropriate wealth in order to sustain a safety net. This is why there is so much violence in 100% SOCIALIST or 100% CAPITALIST states, the states with a nice balance of both are the safest and easiest places to live for autists, incels, and the elderly.
 
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I missed this, but yes, that's exactly right.

Giving and selflessness works the same way as consuming shit does, you feel good in the short term about it, but in the long-term you fucked yourself and you actually suffer in the end.

Even if you were a billionaire, and bought your entire family a Mansion each, they would all stop caring about your huge act of selflessness buying them each a big mansion, because the human brain, like with anything else, has a very limited short memory, and cannot maintain appreciation for anything, hell, in the end, they may even start complaining that you haven't given them enough, considering you're a billionaire, you only spent $100million on houses for us!, you still have like $5 billion!!!!!, haha you're being stingy bro, give us more! (This is an exaggeration, but this unironically does happen to lottery winners who win $100 million, etc) they start giving money away to family and friends and whoever and usually all those relationships die because the people want MORE and MORE, its never enough.

So don't think you can ever win by trying to play some selfless hero who takes care of people and helps people out all the time.

Dont be that fool, you're a single man, nobody is going to take care of you, you're not a woman, you can't just go to plan B and get one of your many people on a waiting list to betabux for you, all you'll ever have is yourself and thats it.

Just remember that humans cannot appreciate for longer than a short period of time, any selfless acts you do will be forgotten and ended after 2 weeks at best, this is how humans are, we're animals after all, the only difference is that we use our highly developed brains to develop social structures that tell us that we should appreciate, but I can tell you that is unnatural for the human existence, because I can tell you now, if it was natural, people wouldn't forget and stop feeling appreciation after 2 weeks. But even our socially constructed idea of appreciation barely lasts long. The natural state of a human is extreme selfishness and GREED, EXTREME. Extreme GREED and EXTREME SELFISHNESS.

But its neither a good or evil thing, you think it is evil if it works against you, but you think it is good if it works for you, you're conditioned to believe its good for you if its benefit you, and evil if it is not benefiting you. Watch how people change their tone about greed or money the moment theyre benefiting from the greed and selfishness.

FYI: This is HIGHLY RELATED to why just COMMUNISM doesn't work in the long-run. You need greedy and selfish people building wealth and saving and investing for anything to fucking HAPPEN. Communism is where no-one is hoarding, no one is being greedy, everyone is being nice and selfless to each other, NOBODY CAN GET ANYWHERE, NOBODY CAN BUILD ANYTHING, NOBODY CAN INVEST INTO A
NYTHING, then in the long run everything runs out.


The only kind of SOCIALIST programs should be is for people with disabilities, incel, autistic, and the old fucks pensions, etc, using taxes for those who actually need it is fine, to keep people from ERing or causing other troubles. But the normie bulk of the population and economy of the nation needs to be greedy and selfish for shit to build. States in Northern Europe and state like Australia have a good balance of Capitalism and Socialism. You want about 70-30. Too much socialism is bad, but too much capitalism is also bad. The problem with the US is the lack of safety net for people with disabilities, autism, incels, etc, in places like Australia there are safety nets for people like that. A Socialist country does not have safety nets because it does not have enough (or any) capitalism to be able to build the appropriate wealth in order to sustain a safety net. This is why there is so much violence in 100% SOCIALIST or 100% CAPITALIST states, the states with a nice balance of both are the safest and easiest places to live for autists, incels, and the elderly.
In the end nothing matters, rich or poor you will die and go back to the same state you were in for the past 14 billion years
 
I don’t know anything about economy but yes i do save up my money and i don’t spend it recklessly but idk how to invest lol
 
In the end nothing matters, rich or poor you will die and go back to the same state you were in for the past 14 billion years

It aint about being rich or poor.
 
They were just idiots with money and no willpower to be able to plan long term.
most were cucks for their ex-gfs. i have no sympathy for any guy who spends his money on useless shit to impress "women" because he doesnt have the looks to naturally attract someone, so he needs resources to acquire it transactional "love", which in turn is just fake and superficial. I've been saving recently. only really expensive purchases i've made the past few months have been video games, clothes and some groceries. most of the food comes from board money i pay each fortnight to parents and other utilities, plus living at home helps a lot being an unemployed low value male on welfare.
 
most were cucks for their ex-gfs. i have no sympathy for any guy who spends his money on useless shit to impress "women" because he doesnt have the looks to naturally attract someone, so he needs resources to acquire it transactional "love", which in turn is just fake and superficial. I've been saving recently. only really expensive purchases i've made the past few months have been video games, clothes and some groceries. most of the food comes from board money i pay each fortnight to parents and other utilities, plus living at home helps a lot being an unemployed low value male on welfare.

I know a guy (on the internet) he told me when he moved in with his first GF he spent $50k in 2 years, she was in school, he was paying all the rent, bills, etc.

She cheated on him and left him (she was cheating on him for 6 months or so), now he moved back in with his parents.
 
I know a guy (on the internet) he told me when he moved in with his first GF he spent $50k in 2 years, she was in school, he was paying all the rent, bills, etc.
a bluepilled low value male with do anything for pussy. "oh m'lady you need financial help, i sure can help you!" in their tiny brains they think she will reward him via sexual intimacy with her. Its why so many women manipulate low value men into giving them resources. all females need to do is dangle their pussy in front of a starving thristy incel and he will do anything for her.
 
Dont donate

Dont charity

Dont even give a poorcel on the street $1

Save all of your money

Invest most of it

It doesn't matter how or how much you get, just hoard and invest

There is something in common with all homeless people and poor old men, even if they got money over the decades (even more than you) they didn't hoard it, they didn;t invest, they let other people take control of their spending, like friends, like girlfriends or wifes, or they lost the money through their own hand, such as being too charitable, helping people out, thinking the money will always becoming in for them, buying stupid shit they don't need, over-leveraging themselves thinking they'll easily be able to pay it and earn more again

There is no endgoal to this aside from you avoiding being on the streets, because at the end of the day nobody gives a fuck about you, youre just a isolated male, you must become EXTREMELY selfish right now if you dont want to end up like all these other homeless cucks.

Believe it or not but most of them are not druggies, most of them just fucked up financially, something like 80%+ of homeless are men, and most of them weren't NEETs, they were people with normie jobs and some even well paying. You will find also in the homeless community that they always share resources with each other, because that is the type of person who ends up homeless, a man who is blindly selfless and never selfish, and gets feel good out of being a cuck and giving others his resources, all homeless have this cucky charity towards eachother and many of them even stay homeless because they cant help themselves but to keep giving shit away to their fellow homeless.

There are fake-homeless people, a racket originating from China, they take turns in pretending to be homeless, they make hundreds of dollars per day per person, and they keep the money themselves, but REAL homeless people, any money they get, they SPEND IT straight away, and buy things for other homeless people, if a homeless person really wanted to get out of the situation they could just save all that money they get, take it to bank, bank it, and keep asking people for more money, and eventually they'll have a decent amount of money in the bank, but nope, if they make $200 in a day from random people giving them $1-5 each, they'll just go buy $200 worth of food random junk for their friends, they wont go deposit it in a bank, they wont hoard anything, they'll just keep spending every dollar they come into, they take on the identity as the "cool homeless guy thats so charitable and helps others over himself" meanwhile he sleeps in the cold and on concrete because at the end of the day all the people he helps fuck off and dont give a shit
The only thing I learned from MGTOW was that I should be financially independent, and that's what I plan to do. Stem maxx as a roboticist, invest in stocks, earn my military pension, and retire early so I can retreat from this degenerate society, and also so i can start the building my own sex androids.
 
The only thing I learned from MGTOW was that I should be financially independent, and that's what I plan to do. Stem maxx as a roboticist, invest in stocks, earn my military pension, and retire early so I can retreat from this degenerate society, and also so i can start the building my own sex androids.

90% of MGTOWs just end up betabuxxing in Asia......i cant take them seriously
 
90% of MGTOWs just end up betabuxxing in Asia......i cant take them seriously
this is 100% true, i always see them mentioning how asian women are better. bitter unattractive boomers who got divorced raped by white women thinking some ugly gook whore will be better. enjoy wasting your money on another female. noodles are no different, only being the environment. sure, they may be better in some cases then white women because theres no competition. youre only competing against other low value males, but in recent times more chad and chadlites are partying it up in SEA which will make it increasingly harder for the average white boomer to attract a noodle to commit. Yes, she will stay with him if he provides for her, but it doesn't mean she wont cuck him.
 
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Money is the tool of evil.
The yoke of society.
Burn all miney and excoriate all temptetions
 
Money is the tool of evil.
The yoke of society.
Burn all miney and excoriate all temptetions
that will never happen. the elite have far much more power and control over everything.
 
My philosophy right now is to take as much from others, and give nothing back myself.

Wise words spoken here. Great post written by OP, too. Moneymaxxing is the one and only thing we have left. The only way we can live life like humans. The only way to get people to pay attention to our needs is by using money so you need as much of it as possible as an incel.
 
that will never happen. the elite have far much more power and control over everything.

Ok they can choke to death by their stupid money. Im not going serve them.
 
Wise words spoken here. Great post written by OP, too. Moneymaxxing is the one and only thing we have left. The only way we can live life like humans. The only way to get people to pay attention to our needs is by using money so you need as much of it as possible as an incel.

My purpose is not money not greed. We are fucked because people try to take everything even from orphans.

My purpose is justice and service for ideals.
I dont care about myself
 
90% of MGTOWs just end up betabuxxing in Asia......i cant take them seriously
I used to be into MGTOw heavily, but i sort of realized that most of them are just blue pilled males who would instantly go back to foids if they had the chance
 
I used to be into MGTOw heavily, but i sort of realized that most of them are just blue pilled males who would instantly go back to foids if they had the chance
myself personally i'm MSTOW
The only way we can live life like humans. The only way to get people to pay attention to our needs is by using money so you need as much of it as possible as an incel.
do it for yourself, not for others. thats the problem when unattractive males get resources they think it will attract females. WRONG. At best she will use you until your money dries up and leech off another beta male, while fucking a more sexually attractive male on the side.
 
myself personally i'm MSTOW

do it for yourself, not for others. thats the problem when unattractive males get resources they think it will attract females. WRONG. At best she will use you until your money dries up and leech off another beta male, while fucking a more sexually attractive male on the side.
spot on
 
thats why i hate when normies say "hur dur no wonder youre alone you only care about yourself". no shit, i'm a low value man what other reasons would a female or even male have to associate with me for?
 
thats why i hate when normies say "hur dur no wonder youre alone you only care about yourself". no shit, i'm a low value man what other reasons would a female or even male have to associate with me for?

Exactly.

The incel situation requires ULTIMATE GREED AND SELFISHNESS. Nobody is there for you because you have nothing to offer as a low status male, when there is nothing to offer, you gain nothing, so being anything but selfish and greedy is screwing yourself over for NO FUCKING GAIN.

The normie will exchange or offer value, in exchange for other value, but the thing is, you have no currency to trade, you're not even part of the social or sexual economy, so what fucking reason do you have to be giving and selfless? You dont, you have 0 reason.

Im not sure if im articulating this properly, but basically, who gets nothing, who is locked out of the social and sexual economy, you have no incentive to be anything but extremely greedy.
 
Exactly.

The incel situation requires ULTIMATE GREED AND SELFISHNESS. Nobody is there for you because you have nothing to offer as a low status male, when there is nothing to offer, you gain nothing, so being anything but selfish and greedy is screwing yourself over for NO FUCKING GAIN.

The normie will exchange or offer value, in exchange for other value, but the thing is, you have no currency to trade, you're not even part of the social or sexual economy, so what fucking reason do you have to be giving and selfless? You dont, you have 0 reason.

Im not sure if im articulating this properly, but basically, who gets nothing, who is locked out of the social and sexual economy, you have no incentive to be anything but extremely greedy.


there's plenty of average or above average looking homeless guys on youtube

and that's how little your value is worth as a man

people are actively trying to steal from you, put you in jail, and destroy you for "good boy points"
 
Jew money = pathetic cope.

Get yourself some actual wealth and be 'happy'.
 
90% of MGTOWs just end up betabuxxing in Asia......i cant take them seriously
This because most MGTOWs are divorced low status males. The young ones might be incel, but all the old ones are divorced. They would likely be incels in 2019 though.

Its better to have never loved than to be loved and betrayed.
 
Dont donate

Dont charity

Dont even give a poorcel on the street $1

Save all of your money

Invest most of it

It doesn't matter how or how much you get, just hoard and invest

There is something in common with all homeless people and poor old men, even if they got money over the decades (even more than you) they didn't hoard it, they didn;t invest, they let other people take control of their spending, like friends, like girlfriends or wifes, or they lost the money through their own hand, such as being too charitable, helping people out, thinking the money will always becoming in for them, buying stupid shit they don't need, over-leveraging themselves thinking they'll easily be able to pay it and earn more again

There is no endgoal to this aside from you avoiding being on the streets, because at the end of the day nobody gives a fuck about you, youre just a isolated male, you must become EXTREMELY selfish right now if you dont want to end up like all these other homeless cucks.

Believe it or not but most of them are not druggies, most of them just fucked up financially, something like 80%+ of homeless are men, and most of them weren't NEETs, they were people with normie jobs and some even well paying. You will find also in the homeless community that they always share resources with each other, because that is the type of person who ends up homeless, a man who is blindly selfless and never selfish, and gets feel good out of being a cuck and giving others his resources, all homeless have this cucky charity towards eachother and many of them even stay homeless because they cant help themselves but to keep giving shit away to their fellow homeless.

There are fake-homeless people, a racket originating from China, they take turns in pretending to be homeless, they make hundreds of dollars per day per person, and they keep the money themselves, but REAL homeless people, any money they get, they SPEND IT straight away, and buy things for other homeless people, if a homeless person really wanted to get out of the situation they could just save all that money they get, take it to bank, bank it, and keep asking people for more money, and eventually they'll have a decent amount of money in the bank, but nope, if they make $200 in a day from random people giving them $1-5 each, they'll just go buy $200 worth of food random junk for their friends, they wont go deposit it in a bank, they wont hoard anything, they'll just keep spending every dollar they come into, they take on the identity as the "cool homeless guy thats so charitable and helps others over himself" meanwhile he sleeps in the cold and on concrete because at the end of the day all the people he helps fuck off and dont give a shit
So you can just waste your life wage slaving so you can invest your money? What will you even do with it? If youre from a decently wealthy family just become a NEET. Wasting your life for money isnt worth it. Just so you can buy an overpriced car or apartment that you will always be alone in and grow tired of in a few months?.
 

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