brutal as fuck u need to earn 90k plus In a shithole part of USA to live good. and this before kids/wife and other stuff. fucking ogrelossus!
Look, I am going to be honest with all of you here. You are in trouble. You are fucked. You need to fix your shit fast by whatever means necessary.
1. If you are a couple in America, you will need $120,000 right now to survive and thrive. Next year it will be more. If you are not making that, then I don’t know.
2. In 2017, 2018, 2019, 2020 - The real minimum wage was $30 and hour ($60K per year). Right now it’s $45 per hour (~$90K). If you are single and don’t make that, I don’t know.
3. Every year inflation remains, add anywhere from $3 - $10K in cost increases across the board depending on your lifestyle.
4. If you think child care is expensive now, you are in for a treat. Inflation WILL REMAIN. One child cost $15K per year two years ago; now it’s $20K. Find a way to keep your kids and wallet happy with less things.
5. That fight for $15 dollars? That was a distraction and you all fell for it hook, line, and sinker.
6. No one pays attention to macro and micro economics playing out each day. Yes, you need to understand economics to survive in this society unless you are rich.
7. No, you don’t really need to understand economics. This financial system is rigged from the top down. It’s built to keep you an indentured servant (see 11.) or weigh you down breaking your spirit.
8. Yes, money makes you happy. If you don’t believe me - open your banking app, imagine two extra zeros at the end of your account balance, then close your eyes. Thank you, u/w1ckedprayer, the first number must be 1 - 9. If you are at 0, then you still have no money.
9. America is ruthless. Margin Call - “Be first, Be Better, or Cheat.” Most people look at this with anger. But the wealthy do it every day.
10. Setting aside all the other financial obligations that come with a home, you need to get a home.
You need to pay off the home (Holding onto any debt comes with consequences; particularly with job loss).
Yes, Rents will continue to increase. Yes, Landlords will continue to laugh and extract wealth from you.
We are playing Monopoly. Are you on the board or not? If not, you’ll be homeless eventually due to Rent squeezing. Remember “Pass Go, Collect $200 dollars” - that’s your income. $200 bucks doesn’t keep up with the property inflation when you land on a space. Sound familiar?!
11. Remember The Legend of Zelda?! Remember the TriForce?! The Triforce represents the three main characters of the series, Ganon, Zelda and Link, and their inherent qualities in the battle between good and evil. Well Taxation, Interest, and Debt is the TriForce used by Banks and Governments to create the video game we are in. When you accomplished your goals with limited taxes, no debt, and no interest, you win. Getting there is the difficult part. Ask any TLOZ, TLOZOFT, TLOZMM player - Game took damn long.
12. If your college degree does not provide a positive ROI, you got hustled. More degrees will not help you. You SERIOUSLY NEED to figure out what to do with your life before you are older. These schmucks will kill Social Security out of spite.
Please look here: https://educationdata.org/college-degree-roi
Scroll down (or use the guide) to get to:
Bachelor’s Degree ROI by Major
Look for your degree.
As you scroll, notice that most degrees have a negative ROI in the first 10 years. 1)This explains why all of you have fucking problems. 2) This was never explained to you in the beginning because of number 9.
Primary example -
Education Degree ROI in 10 yrs: -77.7%
Unless you can suck up 10 - 20 years of poor, don’t become a teacher. Loving kids don’t pay bills. You’ll reach into your pocket (like most teachers right now) to pay out. Yo, I’m just being honest. If this was a bar and I heard you guys talk about this, I would be up front.
Most degrees on that list break black after 10 years. By that time you are 30+ years old, you are scared, angry, annoyed, and discouraged - like most responses in this thread. Just don’t fall prey to the Dark Side of the Force.
Ten years of being in the Red is a long time. But on Instagram they are living it up! Yes - with credit card balances and debt up to their neck building a mirage to make you sadder.
So…… we have a people used “Hope” as a plan and looked for love with the degree choice. Hope is not a plan. They took on debt (lasting 10 - 30 years) for something that costs more money over time due to interest, won’t increase their happiness, and has no use in our ever evolving market. We are also sucked into a marketing spin room with Social Media promoting self doubt, untruth, and fakeness.
Acknowledge your problem. Fix it. You still have time.
Good luck to you all.
View: https://www.reddit.com/r/antiwork/comments/132tkfw/looking_for_the_same_jobs_in_my_40s_as_i_was_in/ji8alxr/?utm_source=share&utm_medium=ios_app&utm_name=iossmf&context=3
Look, I am going to be honest with all of you here. You are in trouble. You are fucked. You need to fix your shit fast by whatever means necessary.
1. If you are a couple in America, you will need $120,000 right now to survive and thrive. Next year it will be more. If you are not making that, then I don’t know.
2. In 2017, 2018, 2019, 2020 - The real minimum wage was $30 and hour ($60K per year). Right now it’s $45 per hour (~$90K). If you are single and don’t make that, I don’t know.
3. Every year inflation remains, add anywhere from $3 - $10K in cost increases across the board depending on your lifestyle.
4. If you think child care is expensive now, you are in for a treat. Inflation WILL REMAIN. One child cost $15K per year two years ago; now it’s $20K. Find a way to keep your kids and wallet happy with less things.
5. That fight for $15 dollars? That was a distraction and you all fell for it hook, line, and sinker.
6. No one pays attention to macro and micro economics playing out each day. Yes, you need to understand economics to survive in this society unless you are rich.
7. No, you don’t really need to understand economics. This financial system is rigged from the top down. It’s built to keep you an indentured servant (see 11.) or weigh you down breaking your spirit.
8. Yes, money makes you happy. If you don’t believe me - open your banking app, imagine two extra zeros at the end of your account balance, then close your eyes. Thank you, u/w1ckedprayer, the first number must be 1 - 9. If you are at 0, then you still have no money.
9. America is ruthless. Margin Call - “Be first, Be Better, or Cheat.” Most people look at this with anger. But the wealthy do it every day.
10. Setting aside all the other financial obligations that come with a home, you need to get a home.
You need to pay off the home (Holding onto any debt comes with consequences; particularly with job loss).
Yes, Rents will continue to increase. Yes, Landlords will continue to laugh and extract wealth from you.
We are playing Monopoly. Are you on the board or not? If not, you’ll be homeless eventually due to Rent squeezing. Remember “Pass Go, Collect $200 dollars” - that’s your income. $200 bucks doesn’t keep up with the property inflation when you land on a space. Sound familiar?!
11. Remember The Legend of Zelda?! Remember the TriForce?! The Triforce represents the three main characters of the series, Ganon, Zelda and Link, and their inherent qualities in the battle between good and evil. Well Taxation, Interest, and Debt is the TriForce used by Banks and Governments to create the video game we are in. When you accomplished your goals with limited taxes, no debt, and no interest, you win. Getting there is the difficult part. Ask any TLOZ, TLOZOFT, TLOZMM player - Game took damn long.
12. If your college degree does not provide a positive ROI, you got hustled. More degrees will not help you. You SERIOUSLY NEED to figure out what to do with your life before you are older. These schmucks will kill Social Security out of spite.
Please look here: https://educationdata.org/college-degree-roi
Scroll down (or use the guide) to get to:
Bachelor’s Degree ROI by Major
Look for your degree.
As you scroll, notice that most degrees have a negative ROI in the first 10 years. 1)This explains why all of you have fucking problems. 2) This was never explained to you in the beginning because of number 9.
Primary example -
Education Degree ROI in 10 yrs: -77.7%
Unless you can suck up 10 - 20 years of poor, don’t become a teacher. Loving kids don’t pay bills. You’ll reach into your pocket (like most teachers right now) to pay out. Yo, I’m just being honest. If this was a bar and I heard you guys talk about this, I would be up front.
Most degrees on that list break black after 10 years. By that time you are 30+ years old, you are scared, angry, annoyed, and discouraged - like most responses in this thread. Just don’t fall prey to the Dark Side of the Force.
Ten years of being in the Red is a long time. But on Instagram they are living it up! Yes - with credit card balances and debt up to their neck building a mirage to make you sadder.
So…… we have a people used “Hope” as a plan and looked for love with the degree choice. Hope is not a plan. They took on debt (lasting 10 - 30 years) for something that costs more money over time due to interest, won’t increase their happiness, and has no use in our ever evolving market. We are also sucked into a marketing spin room with Social Media promoting self doubt, untruth, and fakeness.
Acknowledge your problem. Fix it. You still have time.
Good luck to you all.
View: https://www.reddit.com/r/antiwork/comments/132tkfw/looking_for_the_same_jobs_in_my_40s_as_i_was_in/ji8alxr/?utm_source=share&utm_medium=ios_app&utm_name=iossmf&context=3
