Experiment The incel trait: you didn't take out loans from banks.

[Anarcho Nihilist]

Title

 

[supersoldier]

yes, it's for normie consumers

 

[Anarcho Nihilist]

yes, it's for normie consumers

The very idea that you will conditionally take 100% of the amount, and after one year give 130% of the borrowed amount makes me furious. How can people take out loans, unless there is a question of physical life and death.

 

[supersoldier]

The very idea that you will conditionally take 100% of the amount, and after one year give 130% of the borrowed amount makes me furious. How can people take out loans, unless there is a question of physical life and death.

taking bank loans is the one of the few ways wagies can afford anything, average working person who can barely afford living on his around minimal wage, only way such can buy a smartphone, household appliances and other things is through bank loans. Mortgages are now unaffordable for like 80% of the population. There are good options to pay in parts without interest rate, but this is rare.

 

[Grodd]

yes, it's for normie consumers

 

[Anarcho Nihilist]

taking bank loans is the one of the few ways wagies can afford anything, average working person who can barely afford living on his around minimal wage, only way such can buy a smartphone, household appliances and other things is through bank loans. Mortgages are now unaffordable for like 80% of the population. There are good options to pay in parts without interest rate, but this is rare.

Yes, but it's literally voluntary slavery. Would it be possible to destroy all banks if people just started boycotting their activities? How does a bank differ from a pyramid scheme? He takes depositors' money and then transfers it as a loan to borrowers, and takes the difference for himself, if all depositors take deposits at the same time, the bank will collapse like a financial pyramid.

 

[AutistSupremacist]

I've never had a reason to take out a loan.

 

[Sloth Vs Kanga]

yes, it's for normie consumers

 

[supersoldier]

Would it be possible to destroy all banks if people just started boycotting their activities?

they can't. Now people even take bank loans just to buy food, if he's not getting paid on the job.

 

[FuckHOA]

I am taking out a loan for a mortgage

 

[Exhunter45]

taking bank loans is the one of the few ways wagies can afford anything, average working person who can barely afford living on his around minimal wage, only way such can buy a smartphone, household appliances and other things is through bank loans. Mortgages are now unaffordable for like 80% of the population. There are good options to pay in parts without interest rate, but this is rare.

Fridge,phones are cheap unless you want to buy from luxury brands

 

[based_meme]

More like high IQ trait.

 

[TheCatMan]

I had two car loans. My last vehicle purchase I paid cash.

 

[based_meme]

Yes, but it's literally voluntary slavery.

Yes, exactly. The system is designed so that you're dependent on this debt slavery. Everyone is insulated and isolated from one another - like every person being an island - pushed towards individualism and "independence" (KEK) when in reality all they're doing is changing from one support structure (family, community and tribe) to another (corporations, banks and government). You have media, corporations and cultural figures (celebrities, mostly) pushing the consumerism, which encourages further pointless and voluntary debt slavery.

What you end up with is a society of highly stressed, medicated and lonely drones who are maximally exploited and then discarded after they're no longer productive or profitable.

We're living in a global dystopia.

Would it be possible to destroy all banks if people just started boycotting their activities? How does a bank differ from a pyramid scheme? He takes depositors' money and then transfers it as a loan to borrowers, and takes the difference for himself, if all depositors take deposits at the same time, the bank will collapse like a financial pyramid.

Banks runs do happen, but I don't know if it's possible to destroy the entire banking system that way. At best, it's very unlikely. Everything in the global economy (including entire governments) is too integrated and interdependent for that to happen. You would need to introduce a disruptive system that everyone will immediately switch over to adopt. There's too much infrastructure already in place in support of the current system. It will not simply go quietly and die off.

At this point, only global nuclear annihilation and multi-national EMP attacks could pave the way.

 

[Todd Thundercock]

I've never thought of taking out a loan. I've always saved up more than I'll ever need. I even stopped working for years and ended up with copious savings. Perks of being a lonely male.

 

[supersoldier]

Fridge,phones are cheap unless you want to buy from luxury brands

in the West probably, but in other countries some of such basic things are unaffordable for many people.

 

[Linesnap99]

yes, it's for normie consumers

 

[Linesnap99]

I've never thought of taking out a loan. I've always saved up more than I'll ever need. I even stopped working for years and ended up with copious savings. Perks of being a lonely male.

also not having a credit card

 

[zerozerozero]

i applied for credit cards and got rejected

 

[supersoldier]

i applied for credit cards and got rejected

they give them to wagies with somewhat stable income

 

[Shaktiman]

i want to die debtfree

 

[Friezacel]

Normies cry about banks having too much power, but will happily take a loan every time they wanna buy unneccessary shit they dont need

 

[KingOfInceldia]

I took a loan out for house because I got sick of paying rent.

Took out loan, where girlfriend?

 

[Monke]

The only justifiable loans are for education and mortgage. Everything else is consooomer enslavement bait