I can say i'm a richcel at least for my country standards, (uruguay, a country that's literally a joke in education and politics and can't go outside at 9pm because you are most likely going to be robbed by a nigger waiting in front of your house)
I got a car, a motorbike, a house signed by my name and yeah it's worth it only if you have people to spend your money with otherwise you'll feel lonely and empty like me, in my case is my family and my sister is who I love the most.
The good thing is seeing something you like and just buy it, somebody you love needs something? you help them, better medical care, better schools for my nieces, list goes on.
bad thing is being betabuxxed by your own relatives lul but at least i feel useful