So they give you money, and in return, you give them more money than they gave you.
It's essentially: "Just give my bank your money bro!!!!"
It's essentially: "Just give my bank your money bro!!!!"
well, you see as time passes, money is decreasing so you give me the rest money you took from my past
You don't have to take a loan. Nobody forces you to.
There are benefits to it, tho. That's why it's a thing.
There are benefits to it, tho. That's why it's a thing.
0 benefits, classic jew deception
Jew classic, i fucking hate themSo they give you money, and in return, you give them more money than they gave you.
It's essentially: "Just give my bank your money bro!!!!"
If the exchange is mutually beneficial there is no issue
Nonsense.
There are investments which offer returns that are higher than the interest charges.
Most people who become rich from a business started it on a loan.
Most people who become rich from a business are children of millionares
How Trump might topple the dollar
For the first time in many decades, the greenback looks vulnerable.
For the first time in many decades, the greenback looks vulnerable.
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A flight from the dollar could wreck America’s finances
The currency’s dominance enables very high debts and deficits, meaning a plunge might spell disaster
B
This, tbhngl. How the fuck do people not know something this simple? Generational wealth advantage is colossal. Yes, many people take small business loans, but the failure rate is very high and most don't become millionaires - at least, not easily.
All successful "businessmen" are just rich kids larping as financial megaminds
Elon Musk would be a nobody if it wasnt for his dads emerald mine in South Africa
he is an idiot
We are not talking about inherited businesses.
We are talking about taking loans and I simply explained to you how taking loans can be benefitial.
Nobody is forced to take a loan, but people take them because there's a potential benefit for them.
We are not talking about inherited businesses.
We are talking about loans.
I'm just trying to explain to this low IQ retard who doesn't seem to have the slightest clue about financials how taking loans can be financially benefitial (hence why they exist).
YOU ARE A FILTHY JEW DEFENDER
You are whats wrong with this world. You are but a mere puppet. Kikes have their sticky hands so deep up your ass that they can they can wear you like a bracelet.
No, you are whats wrong with this world.
You have zero knowledge. You are dumb as a fucking brick but run your mouth wide open.
People like you should stfu and get an education first before talking nonsense.
Loans are useless loans are useless loans are useless loans are useless loans are useless
If you're some nggr from the hood who takes a loan to buy a new Mercedes SUV, it's useless.Loans are useless loans are useless loans are useless loans are useless loans are useless
If you're educated and take the loan for an investment that can potentially make you more money than it costs, it's very useful.
Why dont you do it then
Loans are the biggest self sabotage ever
I want to.Why dont you do it then
I want to finance a property.
I wish I had done it 10 years ago, because if I had financed a house 10 years ago, that house would be worth almost double now, making the loan well worth it.
You only see investment opportunities in retrospect. Its like gambling on sports. "I knew i should have made that bet."
That's how it goes. Life is risk & reward. You can't win if you're not willing to risk.
If you don't want to risk, that's okay, nobody forces you to take a loan.
Im not saying anyone is forced to take a loan bro. Im not an uneducated nigger. Im saying banks are predatory and loans are only for financially educated people who are 100% confident in their investments and can afford to pay them off in the first place.
Loans are a slippery slope which can lead to decades of insurmountable debt and fuck your life up.
I personally believe you shouldnt buy anything (besides cars and property) with loans if you cant afford to buy it with cash.
And using loans to invest in anything remotely volatile is 0 iq.
I don't see them as predatory because they don't force anybody.
If people are too stupid to understand what the fuck they're doing, it's on them.
Correct, and to those people loans can be benefitial, which makes them great and not a scam.
You know that before you take the loan, so it's fair.
You can do your research to minimize the risk of that happening.
Have you ever been to a bank? They sugar coat everything. They are devious. They are never going to offer you the best rates at first. You have to double check and calculate everything.
All in all, there is nothing stopping you from getting a loan and investing it into something. You are larping as a financial guru.
At the end of the day, you are not rich and you are on an incel forum like the rest of us.
As a matter of fact, I dare you to get a loan and "invest". You will do nothing. You will earn nothing. You will end up like Doctor Autismo. You know why? Because the financial world is rigged against the small guy. Whats the point of babbling about how loans work in theory, when we know they are only for the higher class of people?
These people dont invest shit, they just borrow loans against their assets so they get a lower rate.
Loans are a jewish construct, and nothing of jewish origin can be good for people like us.
No "investing" for your face or for your height. Nothing ever happens.
"Investing" is a made up buzzword rich people use to cover up and justify their shady activities.
Loans are not only for investement purposes. I also know a couple of small families who took a loan to afford a house and they're very happy with their decision.
It's just a financial tool. Not a "scam".
Scam means that things are purposely hidden from you to screw you over.
With a loan, everything is upfront and open, anybody can learn about the risks and rewards and decide for themself if they want to take it or not.
Do it
They are fucked when they get divorced
ive been to the bank myself and i can tell u that getting a loan is not as easy as you make it.
I disagree, what about the dentist who owns his own practice? most dentists in the US own their practice
what about the plastic surgeon who owns his own practice? What about the trucker who owns his own truck?
a succesful business doesnt have to be a megacorp bro.
edit:forgot to mention lawyers and tradesmen
You are really delusional... You really think these people open their own practices out of thin air? THEY ARE THIEVES AND LIARS AND RICHFAGS
WHY IS EVERYONE SO FUCKING OBLIVIOUS TO THIS? Its fucking over for you
B
Interest loans aren't a scam, by definition, but interest itself is predatory. Passing it off as a financial tool is misguided.
n 2023, approximately 72.5% of dentists in the United States owned their private practice. This is a decrease from 84.7% in 2005.
most dentists come from middle class families jfl at thinking theres so many richfags to the point where 72% of them come from rich families.
starting a small business is realistic if u have the experience and skills jfl at assosciating business with big corps.
Only person with >100 iq in this thread seemingly
our whole financial system is based off of credit and debt and more credit and more debt to sustain the system.
if credit and debt stops expanding the system collapses
if credit and debt stops expanding the system collapses
Same with credit cards
Jewish trap cardSame with credit cards
B
Yes, exactly. The entire economic system is based on interest debt. People can't have a "normal" middle class life without debt - houses and cars being the largest markers of that. If you don't take an interest debt and lock yourself in to decades of debt slavery, then you will be a renter for life and be low class. You might luck out with an early investment or a business idea that takes off, but that's just another kind of lottery.
The sick thing is that people accept this as normal and "just the way it is," instead of fighting against it. What doesn't help is the fact that the societies where debt slavery flourishes the most tend to be individualistic cultures where people are insulated from each other. There is no sense of community or tribe. People can be neighbors for decades and not give a single fuck about each other, let alone ask each other for help - financial or otherwise. The system in place takes advantage of everyone's isolation from each other and exploits it to the hilt.
IQfuel
true
and the key to beat the system is to own assets that appreciate in value such as homes, stocks, bonds, commodities, gold, expensive art, etc..
but even then you can make the argument that the appreciation of asset values depends on the expanding monetary supply aka expanding debt
what makes this evident is that whenever the economy slows down or when too many people withdraw their money from the banks at once, or too many people sell their stocks and dump the prices, the central banks "pump" liquidity into the market by buying bonds from banks and those banks use that money to lend and create economic growth. some of the money that gets loaned makes it's way into the financial markets and therefore increases the asset prices. it's an endless cycle of pumping liquidity into the market to sustain the debt system. and as more money gets printed, inflation increases screwing over poor people that only save in cash while the people that benefit are the rich that own appreciating assets.
it's a rigged system for the financiers, asset managers, politicians, and business leaders basically.
the key to beat them is do what they do. if you cant beat em join em.
Which is completely false, because if you make enough money to be able to pay back a loan + interest (for a property) you are definitely not low class and never will be. Not having to pay back a loan + interest doesn't make you poor, it will leave you with more money each month that you can use otherwise.
Saying that renting is low class and means you're poor is also extremely stupid. In some cases, renting can even be more profitable than taking on a loan for a property.
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yea but I wouldn't bet on just renting in the long term
homes in general increase in value along with the increasing money supply being pumped into the system by the fed
if you bought a condo in San Francisco in the 90s for $200k that shit would be worth around $600k today.
whereas if you rented since the early 2000s and still rent to this day, you don't have a condo worth $600k to sell or rent to someone else
YOU ARE A FILTHY JEW
B
OK, suppose if you have a middle class income, but decide not to take a mortgage, you're still middle class because of your income, but are now a life renter. Yeah, sure, you're not low class, technically, so I was wrong there.
But the alternative is to spend 25+ years paying off a mortgage and living on the thin ice of one missed mortgage payment resulting in asset forfeiture. Your whole life went by as a slave to the bank. Great, good job, well done. Pay interest your whole life so you die with a house to your name, and if you don't have a family, the state comes in and takes your assets (if you don't have any family it can go to).
Yeah, shelter costs money. Whether you want to pay off a mortgage or pay rent is up to you. In some cases paying off a mortgage is better, in some cases paying rent is better, you have to do your own research.
But saying that you're a slave because you have to pay for your housing is just stupid. Even if you inherited a house, that shit isn't free. Houses require maintenance and repairs, which can cost a fortune.
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