[Whitepill] If You're An Incel You Should Be Spending Money/ Die With Debt

[Kanye's Cousin]

One serious aspect about being an incel is the fact that our futures are blurry, and seemingly not worth investing in. As an incel I don't see myself living long, what would the point be? My body will degrade and no one will take care of me, and no one for me to take care of. Like, I can understand parents being worried about their finances because that'll impact their children. Dying and leaving debt as a parent can transfer that debt to your kid.

This is like the only plus about being incel, we know we don't have a future. Get some credit and enjoy the now. Imagine killing yourself as a 40 year oldcel (this going to be a lot of us) and "living within your means." Are you going to use that money you saved in heaven? You don't have kids to pass money (debt) down to. Get some credit, start spending and enjoying yourself ( escorts, drugs, food, traveling, hobbies, new technology, health, etc.) What are your creditors going to do? My sister has been like $10,000 dollars in school debt for like 12 years. Shes not serious about paying it off, she's just living in her apartment with her man and kids, moving on. We should be maxing our credit utilization, just enjoying as much from this life as we can. When I die I'll have some sort of pride that I spent much more than I was "worth."

Spend your money and the banks' money too. They going to dig through your grave to get it back?

 

[Animecel2D]

ok I will spend all my money

 

[ToBurble&Pine]

I don't have money

 

[NIGGER BOJANGLES]

Only get in debt if you know you're gonna die soon. It will backfire if you get in debt decades before you die. If you're not planning on ending it or have a life ending disease, only spend what you can afford

 

[Kanye's Cousin]

ok I will spend all my money

 

[NIGGER BOJANGLES]

Btw 99% of you who plan on dying in a year or two will still be here in 10 years. Even I likely will despite my health conditions.

 

[Kanye's Cousin]

I don't have money

All the more reason to get some credit

 

[ToBurble&Pine]

All the more reason to get some credit

I never leave my house

 

[Todd Thundercock]

That's my plan when I'm around 60 and know I'll kill myself soon.

 

[zd60]

i've done this, they now send debt collectors to my house everyday with lawsuits

 

[Kanye's Cousin]

Btw 99% of you who plan on dying in a year or two will still be here in 10 years. Even I likely will despite my health conditions.

Only get in debt if you know you're gonna die soon. It will backfire if you get in debt decades before you die. If you're not planning on ending it or have a life ending disease, only spend what you can afford

What's your health condition and how old are you?

Like I said, my sister has been 10 years in 10,000 worth of debt but that doesn't seem to impact her. She and her husband rent out this apartment and she takes care of her kids with seemingly no issue.

 

[Kanye's Cousin]

i've done this, they now send debt collectors to my house everyday with lawsuits

Mind telling us more?

 

[Anthrofurrcel]

>tfw you can go to jail for being in debt in my country

 

[SuperKanga.Belgrade]

Debt is no longer debt if you don't pay

 

[KING NOTHING]

Even I likely will despite my health conditions.

What conditions? Other than your hip injury from lifting.

 

[Kanye's Cousin]

>tfw you can go to jail for being in debt in my country
View attachment 1451305

Sorry to hear, what country you from?

 

[zd60]

Mind telling us more?

racked up lots of debt buying cocaine, living out my home country and spending on useless shit after sometime and a endless amount of letters from the companies they started sending police to my house to hand me lawsuits, thankfully i ended up going through bankruptcy

 

[NIGGER BOJANGLES]

What's your health condition and how old are you?

Too much health issues to detail here. I'm 20 now and likely will die at 45 but that's far away and not worth wrecking your current time from debt

Like I said, my sister has been 10 years in 10,000 worth of debt but that doesn't seem to impact her. She and her husband rent out this apartment and she takes care of her kids with seemingly no issue.

So you think. Do you realize debt isn't just getting money and paying back the same amount later on? You pay interest, and in long term debt, the interest levels are ridiculous, so you are just wasting thousands on interest alone. If you're not gonna die in a year, it ain't worth it

Only ever used a credit card for shit that I couldn't buy in person, and I pay it off each month so there is no interest fees. If you don't and let debt linger, the amount of money you owe keeps increasing

 

[NIGGER BOJANGLES]

What conditions? Other than your hip injury from lifting.

Lots. Far too much to list here

 

[UnchargedSamsung]

ok I will spend all my money

 

[UnchargedSamsung]

Btw 99% of you who plan on dying in a year or two will still be here in 10 years. Even I likely will despite my health conditions.

Just go against your primal instincts theory

 

[Sheogorath]

I'm going to become billionaire and gain cyborg chad body

 

[NIGGER BOJANGLES]

Just go against your primal instincts theory

 

[Kanye's Cousin]

racked up lots of debt buying cocaine, living out my home country and spending on useless shit after sometime and a endless amount of letters from the companies they started sending police to my house to hand me lawsuits, thankfully i ended up going through bankruptcy

Sounds like you were living the good life. So what are they doing now that you filed for bankruptcy?

 

[KING NOTHING]

Just go against your primal instincts theory

My instincts tell me I need a chubby white bitch who is fat in the right places with massive tits and wide hourglass hips. How do I answer?

 

[zd60]

Sounds like you were living the good life. So what are they doing now that you filed for bankruptcy?

back at home where i started, i plan to do it again in a few years after the bankrucpty falls off my credit and get banks to trust me again

 

[Kanye's Cousin]

Too much health issues to detail here. I'm 20 now and likely will die at 45 but that's far away and not worth wrecking your current time from debt

So you think. Do you realize debt isn't just getting money and paying back the same amount later on? You pay interest, and in long term debt, the interest levels are ridiculous, so you are just wasting thousands on interest alone. If you're not gonna die in a year, it ain't worth it

Only ever used a credit card for shit that I couldn't buy in person, and I pay it off each month so there is no interest fees. If you don't and let debt linger, the amount of money you owe keeps increasing

I understand the interest being accumulated. I haven't payed any interest yet, I pay the entire balance. I got good credit and I'm building it up.

And I do think so, my sister let the interest build up for 10 years to an egregious amount, yet it hasn't seemed to impact her. Her debt is so much that I don't think she can ever pay it. What has it really done to her? I don't see it crippling her down

 

[Kanye's Cousin]

back at home where i started, i plan to do it again in a few years after the bankrucpty falls off my credit and get banks to trust me again

You're an inspiration

 

[zd60]

You're an inspiration

i try my best

 

[NIGGER BOJANGLES]

I understand the interest being accumulated. I haven't payed any interest yet, I pay the entire balance. I got good credit and I'm building it up.

And I do think so, my sister let the interest build up for 10 years to an egregious amount, yet it hasn't seemed to impact her. Her debt is so much that I don't think she can ever pay it. What has it really done to her? I don't see it crippling her down

She has to make high monthly payments. If you had payed it off before interest built up you would cumulatively have spent way less over the duration.

Think of it like buying something for $50 cash and being done with it vs buying a $50 item on debt and from it lingering so long you end up having the pay $80 for it by the time you are done when the payments add up. In the long run you're freer and have more spare money by not being in debt

 

[Todd Thundercock]

Just file bankruptcy if you're in the US. Unless you spend millions, it will get rubberstamped through. You get all debts cleared and are good for another 7 years.