Yes, why work hard for nothing? Money means nothing to me, being a productive adult even less.
Your best years are the years where you have the least money. The girls are in their prime, they haven't taken miles of cock yet, you're in your prime as well. Missing out on these experiences has scarred me mentally too much to want to try. Why try? To marry some used up slut after decades of celibacy? I'd rather leech from society till death.